Benefits
In the event of a fatal accident/death:
The sum insured is payable to registered beneficiaries in the event of accidental death.
If the accident results in permanent disability:
The policy pays a capital sum following an irreversible disability that makes one unable to pursue gainful employment.
If the accident results in temporary disability:
Our Personal accident cover in Kenya cover for temporary disability leading to loss of earnings for a given period of time. It is settled in terms of weekly earnings lost.
Medical expenses:
The policy caters to medical expenses on a reimbursement basis for injuries sustained during the accident.
Key Features
1. Comprehensive Accident Coverage: Our policy compensates for bodily injuries resulting from accidents, offering protection for physical impairment, disablement, or death within twelve (12) months from the accident date.
2. Accidental Death Benefit: Choose coverage between Kes. 100,000 to Kes. 10,000,000, providing a lump sum payment to designated beneficiaries in the event of the insured’s accidental death.
3. Permanent Total Disablement Benefit: If an accident causes permanent total disablement, we offer a lump sum payment to help adjust to life changes and cover ongoing expenses.
4. Permanent Partial Disablement Benefit: In the case of permanent partial disablement, receive a partial payment based on the severity of the disablement.
5. Temporary Total Disablement Benefit: Receive compensation for temporary total disablement, supporting you during the recovery period and loss of income.
6. Medical Expenses Reimbursement: Covering necessary medical treatment and hospitalization expenses incurred due to accidents, easing the financial burden.
7. Hospital Cash Benefit: Receive daily cash benefits during hospitalization due to an accident, covering additional expenses.
8. Last Expense Benefit: Assist your family with funeral and last expense costs in the event of accidental death.
9. Coverage for Self and Family Members: Extend coverage to your spouse and children, ensuring their well-being during challenging times.
10. Terrorism & Political Risks Extension: Additional protection against injuries or death resulting from acts of Terrorism, riot, strike, civil commotion, and malicious acts during the policy period.
